PayBuddy enables you to use your cellphone to take card AND Instant EFT payments SAFELY AND SECURELY - no need for any card swipe / reader device!
PayBuddy also enables you to serve as an ATM payout Merchant and earn revenue.
You can also use your PayBuddy account to receive payments on computer, tablet, and your website.
Anyone can use their own cellphone to make card or Instant EFT payments into your merchant account - thereby providing the person paying security comfort that their card and bank account details are protected! Those paying you DO NOT need to be PayBuddy users.